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1. Properly understood, the whole relation of a human being to God is comprehended by the word "faith," understood as comprising not only the passive moment of trust or confidence in God, but also the active moment of loyalty or fidelity to God. Thus the formula is correct that we are saved by grace through faith; for, as Mr. Wesley rightly observes, "The end is, in one word, salvation; the means to attain it, faith." Or, more sharply still, "Faith is the condition, and the only condition, of sanctification, exactly as it is of justification."

2. Since, however, faith by its very nature is belief that that as well as belief in (in the twofold sense of trust in and loyalty to), there is justification for characterizing our relation to God by speaking not only of faith but also of hope and love. For Indeed, the faith through which we are saved is not merely belief that, but also, and more fundamentally, belief in; and insofar as "faith" is taken, as it may be, and often has been taken, to mean merely belief that, there is reason to say that we are saved, not by faith alone, but only by faith together with hope (i.e., trust or confidence in God) and love (i.e., loyalty or fidelity to God as well as to all to whom God is loyal or faithful). "Hope" and "love," in other words, express respectively the passive and the active moments of faith itself, understood concretely as belief in, which is to say, trust in and loyalty to God Godself, as distinct from being understood abstractly as belief that God is, that God is this or that kind of God, and so on, i.e., beliefs about God.

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